Are there alternatives to in-person appraisals? November 25, 2020 16:18 Updated For SoFi Home Loans requiring a current appraisal, SoFi requires an in-person appraisal. Related articles Can I close my home loan electronically or remotely? Can I roll my closing costs into my home loan? How do I provide documents for my home loan? I need to make changes to my home loan application and can’t. Do I need to have an escrow account?