Does SoFi offer a second mortgage or HELOC? November 25, 2020 01:02 Updated SoFi Home Loans does not currently offer financing for second lien products. SoFi has partnered with SpringEQ to offer a HELOC product https://www.sofi.com/home-loans/mortgage-springeq/ Related articles Does SoFi offer refinancing options or just new purchase home loans? Does SoFi offer government lending loan programs such as FHA, VA, USDA? Does SoFi offer Texas Cash Out Home Equity Loans? What is your minimum home loan amount requirement? I do not currently owe any money on my house, can I still get a loan?