Does SoFi offer a second mortgage or HELOC? November 25, 2020 01:02 Updated SoFi Home Loans does not currently offer financing for second lien products. SoFi has partnered with SpringEQ to offer a HELOC product https://www.sofi.com/home-loans/mortgage-springeq/ Related articles Does SoFi offer Texas Cash Out Home Equity Loans? How can I amortize my personal loan? Does SoFi offer refinancing options or just new purchase home loans? I do not currently owe any money on my house, can I still get a loan? Does SoFi offer government lending loan programs such as FHA, VA, USDA?