Does SoFi offer government lending loan programs such as FHA, VA, USDA? November 25, 2020 01:00 Updated SoFi does not currently offer FHA, VA or USDA government loan programs. Related articles I want to build a house, does SoFi offer Construction Loans? Does SoFi offer Adjustable Rate Mortgages (ARM’s)? Will checking the rates and terms that I qualify for affect my credit? What is your minimum home loan amount requirement? Are you going to continue to allow members to trade?