Does SoFi offer government lending loan programs such as FHA, VA, USDA? November 25, 2020 01:00 Updated Follow SoFi does not currently offer FHA, VA or USDA government loan programs. Related articles Does SoFi offer Adjustable Rate Mortgages (ARM’s)? What is your minimum home loan amount requirement? I want to build a house, does SoFi offer Construction Loans? Does SoFi offer refinancing options or just new purchase home loans? Will checking the rates and terms that I qualify for affect my credit?