Does SoFi offer Adjustable Rate Mortgages (ARM’s)? November 25, 2020 00:54 Updated SoFi does not currently offer Adjustable Rate Mortgages (ARM’s). Related articles Does SoFi offer Texas Cash Out Home Equity Loans? Does SoFi refinance homes that are held in LLC's? Does SoFi offer refinancing options or just new purchase home loans? Will checking the rates and terms that I qualify for affect my credit? I want to build a house, does SoFi offer Construction Loans?