Does SoFi offer Adjustable Rate Mortgages (ARM’s)? November 25, 2020 00:54 Updated Follow SoFi does not currently offer Adjustable Rate Mortgages (ARM’s). Related articles Will checking the rates and terms that I qualify for affect my credit? Does SoFi offer refinancing options or just new purchase home loans? I want to build a house, does SoFi offer Construction Loans? Does SoFi refinance homes that are held in LLC's? Does SoFi offer Texas Cash Out Home Equity Loans?