Does SoFi offer Adjustable Rate Mortgages (ARM’s)? November 25, 2020 00:54 Updated SoFi does not currently offer Adjustable Rate Mortgages (ARM’s). Related articles I want to build a house, does SoFi offer Construction Loans? Does SoFi offer refinancing options or just new purchase home loans? Does SoFi offer Texas Cash Out Home Equity Loans? How do I set up or cancel autopay for my Personal Loan? Will checking the rates and terms that I qualify for affect my credit?