Why was my SoFi Credit Card transaction pending or declined? December 30, 2020 03:46 Updated For details on specific transactions on your SoFi Credit Card please contact us at 855-456-7634. Related articles Where can I find my recent SoFi Credit Card transactions? Can I transfer money from my SoFi Credit Card to my SoFi Invest account? Is SoFi membership included when I open a SoFi Credit Card account? How do I dispute a charge on my SoFi Credit Card? What do you mean when you say SoFi Credit Card has no over-limit fees?