1 point = $0.01 for Money, Invest, and Loans
1 point = $0.005 for Credit Card
You can redeem your SoFi Points in the following ways in relation to the following SoFi product(s):
- Redeem your SoFi Points into cash in your SoFi Money account
- Redeem your SoFi Points into fractional shares in your SoFi Active Invest account,
- Redeem your SoFi Points as an extra payment applied to your SoFi Personal Loan or SoFi Student Loan Refinance.
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- NOTE: Payments will be applied first to fees and charges (including late fees), then to accrued interest to the date payment is received, and then any remainder to the principal balance of your loan.
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- Redeem your SoFi Points as a statement credit on your SoFi Credit Card