Why do I need a PIN? May 08, 2023 15:49 Updated Follow You will need a PIN for a cash advance at an ATM. Related articles How do I activate my SoFi Credit Card? Mastercard Debit Card Activation Can I use my SoFi Credit Card to withdraw money at an ATM? Are there any fees for taking out a cash advance? Virtual Debit Card/ Digital Wallet Setup Do you provide paper checks for SoFi Credit Card?