Can I have Roundups if I don't use Vaults? October 20, 2020 14:53 Updated To activate Roundups you will need to have at least one active Vault. If you need help setting up a SoFi Money Vault please go here. Related articles What are Roundups? How do I open a Vault? How do I de-activate Roundups? Why don’t I see a roundup right after a purchase? Can I pay bills using a specific Vault?