What happens when there is more than one person listed on a check? (Joint Payable checks)

SoFi can accept joint payable checks of $500 or less under the following conditions:

• The check is $500 or less
• Joint payable check, joint account ownership, endorsed as "For Deposit Only"
• Joint payable check, joint account ownership, only one payee endorsement
• Joint payable check, only one payee on the account, account owner endorsement