Up to $5,000 of your deposit will be made instantly available for trading from an external bank account. Any amount over the $5,000 will be placed on a 2 business day hold before it is available for investing.
If you transfer funds from your SoFi Money account, up to $50,000 of your funds will be made available instantly.
Please note, although you get instant access to funds, the funds are placed on a five business day hold before they are available for withdrawal back to your bank.