What are SoFi's Personal Loan term options? August 05, 2020 18:03 Updated SoFi's Personal Loan term options can be viewed at https://www.sofi.com/personal-loans/personal-loan-rates/. Related articles How will my Personal Loan funds be disbursed? I received a slightly better offer from one of your competitors. Is there anything you can do? Can I have multiple Personal Loans with SoFi? What is a personal loan? If interest rates rise and I have a variable rate loan, what is the highest rate I could pay?