The loan amount might be decreased by the school based on their certification of your need. For example, if you request $10,000 but the school certifies your need at $8,000 then your loan will be only $8,000 based on the actual need certified by your school.
- The loan amount will not be increased above your request during the certification process. If you request $10,000 but find out you actually need $12,000, your loan will remain $10,000 based on your original requested amount.
- If the loan needs to be reduced after certification, the school can return any unused funds to SoFi for prepayment on your loan.