In most instances, a cosigner may be needed to qualify.
- If you are working full-time and at least a half-time student, you may qualify without a cosigner. We will underwrite your loan application based on YOUR credit, income, and academic status.
- If you are NOT earning sufficient wages, or do not have enough credit history to qualify on your own, a co-signer may be required. We will underwrite your loan based on your COSIGNER'S credit and income, and YOUR academic status.