Can I cancel my SoFi Private Student Loan while it's in certification? July 31, 2020 15:47 Updated You may cancel your loan at any point in the certification process by contacting us at 855-456-7634. Related articles What if I want to cancel my SoFi Private Student Loan before it funds? How do I get a lower rate on a SoFi Private Student Loan? Can the SoFi Private Student Loan be used for certificate programs, less than half time, or SAP students? How much should I request for a SoFi Private Student Loan? / What costs can I include? Is my program (degree or certificate) eligible for a SoFi Private Student Loan?