Can I cancel my SoFi Private Student Loan while it's in certification? May 04, 2021 22:04 Updated Follow You may cancel your loan at any point in the certification process by contacting us at 855-456-7634. Related articles How much should I request for a SoFi Private Student Loan? What costs can I include? What if I want to cancel my SoFi Private Student Loan before it funds? How do I get a lower rate on a SoFi Private Student Loan? Should I apply one semester at a time for my Private Student Loan, or for the whole school/academic year? Do SoFi Private Student Loans have any fees?