Is the SoFi Money card a prepaid card or a true debit card?

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The SoFi Money debit card is indeed a true debit card allowing you to access or use funds from your SoFi Money account in the following ways:

  • POS purchases (Including chip and 'no-touch')
  • Withdraw cash from ATMs (Fee-free withdrawals within the Allpoint network) 

For all Allpoint ATM locations, please use our ATM finder located in the "More" quick action button on the Money tab of the SoFi website and app. Or, go to https://www.allpointnetwork.com/locator.aspx

 

For more information and details on Allpoint ATMs and how it relates to your SoFi Money account please follow these steps:

Desktop:

  1. From your Money homepage click on 'More'
  2. Navigate down the page to 'Your SoFi Money Benefits' 

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Mobile:

  1. From your Money homepage click on 'More'
  2. Click on 'Learn more about benefits'
  3. Navigate down the page to 'Your SoFi Money Benefits' 

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