Is my program (degree or certificate) eligible for a SoFi Private Student Loan? July 28, 2020 02:40 Updated Bachelor's degrees or higher degree levels are eligible. However, certificates of all levels are ineligible. Related articles What are the Private Student Loan repayment options and terms available for students? Do your Private Student Loans cover multi-year academic periods or one year at a time? Can the SoFi Private Student Loan be used for certificate programs, less than half time, or SAP students? Where can I find my co-borrower's or co-signer's email address? How will my Personal Loan funds be disbursed?