On my SoFi Private Student Loan, can I have a cosigner who is not a US Citizen? July 31, 2020 18:09 Updated Your cosigner must be either a US Citizen or Permanent Resident. Related articles Do you offer Private Student Loans to international students or permanent residents? Does SoFi offer a cosigner release for their Private Student Loans? Do I need to be related to my cosigner? What happens if my school certifies less than $5,000? Who is eligible for Automated Investing? Do I have to be a US Citizen or Permanent Resident?