How do I know if my school is eligible for a SoFi Private Student Loan? July 28, 2020 15:36 Updated There are two main criteria we look at to determine school eligibility for private student loans: The school must be a Title IV not-for-profit college or university. At least 25% of students must graduate with a Bachelor's degree or higher. Related articles Is my school and/or program eligible? Do you offer Private Student Loans to international students or permanent residents? What is the minimum credit score a student must have to qualify for a SoFi Private Student Loan? Why was my SoFi Private School Loan application declined? Can the SoFi Private Student Loan be used for certificate programs, less than half time, or SAP students?