SoFi Help Center home page
Create account Log in
  1. SoFi
  2. SoFi Invest
  3. Deposits & Withdrawals

Articles in this section

  • How do I withdraw cash from my SoFi Auto Invest account?
  • What is my SoFi Invest Instant Funding Limit?
  • Rollover or Personal Check Deposit Information for SoFi Invest Account
  • How do I send a wire to my SoFi Invest account?
  • How do I link my SoFi Money account to my SoFi Invest account?
  • How do I manually connect my bank account to my SoFi Invest account without Plaid?
  • How do I connect my bank link to a SoFi Invest account?
  • How do I disconnect a fully linked bank account from my SoFi Invest account?
  • How do I set up a one-time contribution to my SoFi Invest account?
  • How do I remove funds from a joint (community) Invest account?
See more

What is an ACH return?

  • September 29, 2021 22:27
  • Updated
Follow

A returned ACH occurs when the deposit is returned by your bank.

NOTE: You may be charged a $15 returned ACH fee.

  • Facebook
  • Twitter
  • LinkedIn
Was this article helpful?
1 out of 11 found this helpful
Return to top

Related articles

  • Why was my ACH payment returned?
  • Are there fees for ACH returns?
  • Are there limits on ACH transfers?
  • How many Invest accounts can I have?
  • What is a Pattern Day Trader and Subsequent Restrictions?

Legal

Terms of Use Disclaimers Licenses NMLS Access Eligibility Criteria Accessibility Business Continuity

Company

About Us How it Works Reviews Press Our Values Jobs Blog

Sign up for our newsletter:

Find us

Facebook LinkedIn Twitter Instagram

2750 East Cottonwood Parkway #300
Cottonwood Heights, Utah 84121

SoFi iOS App SoFi Android App
Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

Diversification can help reduce some investment risk. It cannot guarantee profit or fully protect against loss in a declining market.

SoFi doesn’t provide tax or legal advice. Individual circumstances are unique. Consult with a qualified tax advisor or attorney.

"SoFi Invest" is the brand name for brokerage products and services offered through SoFi Securities LLC (SFS) Member FINRA Opens A New Window. /SIPC Opens A New Window. including SoFi Money™, advisory services offered through SoFi Wealth LLC (SFW) an SEC Registered Investment Adviser, and cryptocurrency services offered through SoFi Digital Assets, LLC (SDA). SFS, SFW, and SDA are affiliated companies under the common control of Social Finance, Inc. (SoFi). Neither SoFi nor its subsidiaries are a bank.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Clearing and custody of all securities are provided by APEX Clearing Corporation. Information on SoFi Wealth available in the firm's Form ADV Part 2 Brochure on the SEC's website.

SoFi® Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*SoFi members with direct deposit can earn up to 1.5% annual percentage yield (APY) interest on all account balances in their Checking and Savings accounts (including Vaults). Members without direct deposit will earn 0.70% APY on all account balances in Checking and Savings (including Vaults). Interest rates are variable and subject to change at any time. Rate of 1.5% APY is current as of 06/28/2022

Additional information can be found at www.sofi.com/legal/banking-rate-sheet

234 1st Street, San Francisco, CA 94105

©2022 Social Finance, Inc. All rights reserved.

TLS 1.2 Encrypted

Equal Housing Lender