If you have Margin Trading enabled, there is an interest fee accrued daily on the outstanding margin balance and charged monthly. Please refer to our Margin Help Center for more information on Margin Trading.
For Options Trading, there is an exercise and assignment fee of $5. Please refer to our Options Help Center for more information on Options Trading.
An inactivity fee may be assessed to your account if you do not log in at least once every 6 months. To avoid this fee, simply log in to your SoFi profile through the app or website. (There is no requirement to move money, trade, or execute any other transactions.)
For mutual fund trading, purchases of interval funds will incur a 2% transaction fee—similar to a brokerage commission—based on the total purchase amount. All other mutual fund purchases will be subject to a 0.2% fee, capped at a maximum of $20 per transaction.
You can view the full Invest Fee Schedule (effective as of 04/22/2025 unless otherwise noted) at any time.