When you enable 2FA, a verification code will be required to log into your account, in addition to your email and password. Depending on the method you choose, the verification code will be sent to you via text (SMS), voice call, or email. These codes can only be used once and expire after a short time frame.
You can also enable SoFi to “remember” devices you use frequently, so that you don’t have to use a verification code to log in every single time you visit your account(s). We do not recommend that you “remember” any device that is shared or publicly accessible.