To use Student Loan Debt Navigator, you must enroll in SoFi Wealth as an investment advisor client and you must elect to allow SoFi to obtain information on your student loans from your student loan servicer. SoFi uses Plaid to enable this. Plaid uses the credentials you entered to automatically download information about your loan from your servicer’s website, and we present the information to you and use the information in the Student Loan Debt Navigator rules.