Will checking my credit hurt my credit score? May 26, 2020 23:25 Follow Checking your own credit report is considered a soft inquiry, which does not impact your credit score. Related articles How long does it take for my score to be updated after I make changes? I was declined because my credit score was too low. What is the minimum score? How secure is it to check my credit score online? How does shopping around for rates impact my credit score? What is considered a good or bad score?