Over $1000 in monthly active direct deposits: Since you have a monthly direct deposit inflow value of $1000 or more you qualify for the full range of SoFi Money benefits including Overdraft Coverage. Overdraft Coverage covers eligible SoFi Money members up to $50 in overdrawn debit card purchases.
Under $1000 in monthly active direct deposits: Since you have a monthly direct deposit inflow value of less than $1000 you no longer qualify for Overdraft Coverage. However, if you increase your inflow amount back to $1000 or more a month, the Overdraft Coverage benefit will be restored.