Do I need to be unemployed to take advantage of coaching? May 02, 2020 22:17 No. Coaching is available to all eligible SoFi members, regardless of employment status. Related articles How much does SoFi Career Services and coaching cost? Who is eligible for Unemployment Protection? SoFi Lending Holiday Bonus for NEW Student Loan Refinance or Personal Loan How do you verify identity? Will SoFi become a brick-and-mortar bank now?