Do I need to be unemployed to take advantage of coaching? May 02, 2020 22:17 No. Coaching is available to all eligible SoFi members, regardless of employment status. Related articles How much does SoFi Career Services and coaching cost? Who is eligible for Unemployment Protection? How do I set up an advisory appointment with a Financial Planner? What impact does the Federal Rate Cut have on my SoFi Personal Loan? Does SoFi provide other employment resources?