Do I need to be unemployed to take advantage of coaching? May 02, 2020 22:17 No. Coaching is available to all eligible SoFi members, regardless of employment status. Related articles What impact does the Federal Rate Cut have on my SoFi Personal Loan? Will there be a presentation during a social Member Experience? How much does SoFi Career Services and coaching cost? Why was my bill payment taken out of my SoFi Money cash management account before it was scheduled? Am I eligible for a SoFi Refinance loan?