Do I need to be unemployed to take advantage of coaching? May 02, 2020 22:17 Follow No. Coaching is available to all eligible SoFi members, regardless of employment status. Related articles How much does SoFi Career Services and coaching cost? Who is eligible for Unemployment Protection? How do you verify identity? It's here! $SOFI to begin trading! Will SoFi become a brick-and-mortar bank now?