Who is eligible for the SoFi Member Rate Discount? May 02, 2020 23:05 Follow Eligibility information varies by the type of product(s) you have (or have had) with SoFi. Home Loans are not eligible for rate discounts. Learn more about the eligibility requirements and any other applicable terms and conditions here. Related articles What is the SoFi Member Rate Discount? I used to have a SoFi loan but I paid it off. Am I still considered a member and will I still get the Member Rate Discount on a subsequent loan product? How does SoFi identify me as a member? What benefits do I have for being a SoFi Member? What is SoFi Member Rewards?