When does the Member Discounts offer start? May 02, 2020 22:49 SoFi started offering Member Rate Discounts on February 20, 2017 and the Member Fee Discounts on March 7, 2019. Related articles How does SoFi identify me as a Member? What is the SoFi Member Rate Discount? Who is eligible for the SoFi Member Rate Discount? When does this offer end? Is this a limited-time offer? Can I change my monthly payment due date for my Personal Loan?