Once you get a SoFi Member Rate Discount on a loan, you will have the Member Rate Discount for the life of that personal or student loan. Learn more about limitations and any other applicable terms and conditions here.
SoFi reserves the right to change or terminate the Member Rate Discount offer at any time, which means that we can stop offering the Member Rate Discount on loans that have not yet originated; however, once you have the Member Rate Discount on a funded loan, you will not lose the Member Rate Discount, even if we ended the Member Rate Discount. Member fee discount for home loans is applied upfront on the initial loan estimate.