Does SoFi have a Referral Program? February 27, 2020 00:30 Yes and we would love your help in spreading the word to help your friends save money. Check out our Referral Program, which rewards you with cash for new applicants you refer. Related articles How does the SoFi Money Friend Referral Bonus work? How do I invite a friend to open a SoFi Money account? When will I get my referral bonus? Where is my welcome bonus? Why did I not qualify for a bonus?