Turnaround times and the location of funds varies, depending on which SoFi product is being referred:
• SoFi Money—Bonuses should be paid into your SoFi Money account within 10 business days after the referred friend meets the minimum requirement to receive the bonus as indicated on the offer shared.
• SoFi Invest—Bonuses should be paid into your SoFi Active Investing account within 10 business days after the referred friend meets the minimum requirement to receive the bonus as indicated on the offer shared.
• SoFi Loans—Bonuses should be paid into your SoFi Money account (or your external bank account if your SoFi Money account application was declined) within 10 business days after the conditions of payouts have been met.
To view your referral stats, or to see if your referral bonus has been paid, log into your SoFi account, select the Profile icon, and then 'Referral stats.' You will then have visibility to 'Total Referrals' and 'Total Earned.'