When will Root be available in my state? February 25, 2020 01:40 Root is moving fast! Because each state is regulated differently, it takes longer to get into some states than others. Sign up for a notification when Root is available in your state. Related articles What states is Root available in? What is Root Insurance Company? What if Root is available in my state but I have an out-of-state license? How does Root work? Can I roll my closing costs into my home loan?