SoFi does offer loan deferment for borrowers who return to graduate school on a half- or full-time basis, undergo disability rehabilitation, or serve on active military duty. At the end of any deferment, the total loan balance will be re-amortized over the remaining term of the loan. A borrower may request deferment by completing and signing a deferment request form and providing the appropriate documentation requested on the form. Restrictions apply. Please contact Customer Support for details.