Is my spouse required to co-sign my application? February 27, 2020 00:33 No. We will only be evaluating the loan on your individual circumstances. Related articles How do I set up a joint Invest account? / How do I add a joint holder to my Invest account? Does the SoFi Medical/Dental Residency Refinance loan include a grace period? How do I delete my SoFi account? Are loans forgiven in cases of death or disability? Which are better, federal student loans or private student loans?