Is my spouse required to co-sign my application? February 27, 2020 00:33 No. We will only be evaluating the loan on your individual circumstances. Related articles How does my co-borrower sign for my Personal Loan? How do I set up a joint Invest account? / How do I add a joint holder to my Invest account? Contact Us Can my spouse and I refinance and consolidate all of our loans into one? Does the SoFi Medical/Dental Residency Refinance loan include a grace period?