Does my student have to attend full time to obtain a SoFi Private Student Loan? February 24, 2020 23:58 No, they don’t, but they must be enrolled in a degree-seeking program at an eligible school and be attending classes at least half-time. Check out our full eligibility requirements to learn more. Related articles What’s the difference between co-signing a loan for my student and taking out a parent student loan? How much of my student’s education costs can a SoFi Private Student Loan cover? What are the advantages of a private parent student loan versus a Parent PLUS loan?