Do I need to be a full time student to obtain a SoFi Private Student Loan? February 24, 2020 23:35 Follow No, you don’t, but you must be enrolled in a degree-seeking program at an eligible school and be attending classes at least half-time. Check out our full eligibility requirements to learn more. Related articles What are SoFi Private Student Loans? Do your Private Student Loans cover multi-year academic periods? How much should I request for a SoFi Private Student Loan? What costs can I include? Should I apply one semester at a time for my Private Student Loan, or for the whole school/academic year? Do you accept Cashiers checks?