Do I need to be a full time student to obtain a SoFi Private Student Loan? February 24, 2020 23:35 No, you don’t, but you must be enrolled in a degree-seeking program at an eligible school and be attending classes at least half-time. Check out our full eligibility requirements to learn more. Related articles What are SoFi Private Student Loans? Do your Private Student Loans cover multi-year academic periods or one year at a time? How much of my education costs can a SoFi Private Student Loan cover? Which are better, federal student loans or private student loans? Why should I choose SoFi Private Student Loans?