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About SoFi Student Loan Refinance

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Who is MOHELA?
Can my child on whose behalf I took out a Parent PLUS loan refinance my loan in his or her name?
Can I refinance a Parent PLUS loan?
Will making a large payment or additional payments change my monthly due amount?
Are there origination or prepayment fees for SoFi loans?
What is the minimum and maximum amount I can borrow with SoFi?
Does SoFi have a variable rate product?
Does SoFi offer a grace period?
Is it possible to refinance both federal and private student loans?
Can my spouse and I refinance and consolidate all of our loans into one?

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Does SoFi have a variable rate product?

February 24, 2020 22:59
Updated

Yes, we have a variable rate product. Please visit our Rates page for more information about our interest rate options.

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Related articles

Is it possible to refinance both federal and private student loans?
If interest rates rise and I have a variable rate loan, what is the highest rate I could pay?
When can I refinance?
Can my spouse and I refinance and consolidate all of our loans into one?
Who do I contact with questions about my Student Loan Refinance payments?

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2750 East Cottonwood Parkway #300
Cottonwood Heights, Utah 84121

Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

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