Yes! To apply, you will simply visit your member homepage and click on the Personal Loan option. Click on "Find My Rate". A few steps into the application you will see the option to select "See my options for my current loan balance".
Here are some things to consider before applying:
- All SoFi Loans must be in good standing to be eligible to refinance.
- You must have at least one SoFi Personal Loan.
- Co-borrower loans are not eligible to refinance at this time.
- To qualify your last three consecutive payments must be made on time.
- All existing eligibility rules for SoFi Personal Loans are still required. (See Am I eligible for a SoFi Personal Loan?)