Yes! To apply, simply visit your member homepage and click on the Personal Loan option. Click on Find My Rate. A few steps into the application you will see the option to select See my options for my current loan balance.
Here are some things to consider before applying:
- All SoFi Loans must be in good standing to be eligible to refinance
- You must have at least one SoFi Personal Loan
- To qualify your last three consecutive payments must be made on time
- Co-borrower loans are not eligible to refinance at this time
- All existing eligibility rules for SoFi Personal Loans are still required. (See Am I eligible for a SoFi Personal Loan?)
- You are only able to refinance a SoFi Personal Loan once in the lifetime of the loan