What is the minimum and maximum I can borrow? February 24, 2020 21:35 Updated Follow With the SoFi Personal Loan, the minimum amount you can borrow is $5,000 in most states and the maximum is $100,000. Related articles Can I have multiple Personal Loans with SoFi? What can I use a SoFi Personal Loan for? What are SoFi's Personal Loan term options? Is the SoFi Personal Loan secured or unsecured? What happens to my Personal Loan if I die?