How soon will my funds be available after depositing a check? July 06, 2020 14:54 Updated We have a number of security measures in place to prevent fraud. Most funds are available within 1-5 business days after deposit. You can see the full funds availability policy here. Related articles What are the dollar amount limits on a Mobile Check Deposit? Setting up Direct Deposit Are there limits on ACH transfers? What features are included with a SoFi Money account? How can I tell if my joint member has been accepted or not?