Currently, you can earn 6x the national average (0.25% APY) on your funds with $500 or more in recurring monthly deposits into your SoFi Money account. You earn 0.01% APY if you do not make these deposits. The interest rate earned on your deposits is a variable rate set by us and is influenced by the Federal Funds Rate which may change at any time. We work hard to pay above-average interest rates, but our interest rate is subject to change.
