As long as your SoFi Money cash management account remains active, you will continue to earn interest.
Specifically, if you keep a monthly inflow value of $500 (including all forms of deposit such as ACH, P2P, Check Deposit) in your SoFi Money account, you will receive 0.25% APY (5x the national average). If you keep less than $500 in your SoFi Money account you will receive 0.01% APY.
The interest rate earned on your deposits is a variable rate set by SoFi and is influenced by the Federal Funds Rate which may change at any time. We work hard to pay above-average interest rates, but our interest rate is subject to change.