Starting August 4, 2026, Mobile Check Deposit will no longer be available for SoFi Money accounts. Upgrading to SoFi Checking & Savings is free [link] and keeps Mobile Check Deposit available, along with higher savings rates and expanded account benefits. In the meantime, you can continue adding funds via direct deposit, ACH transfer, instant transfer (FedNow), P2P, third-party wallet, or cash deposit at participating Green Dot retailers.