SoFi Vaults are a tool in SoFi’s Savings accounts that help you organize your money and save for specific goals, like a trip, emergency fund, or big purchase.
Rather than worrying about managing multiple accounts, you can set up separate Vaults within your Savings account. Vaults earn interest too, making it easy to organize and grow your money—all in one place.
Vaults with SoFi have no fees or minimum balance requirements, making saving and spending hassle-free. You can have up to 20 active Vaults at any time*. All vaults are FDIC-insured for your peace of mind.
*A maximum of 25 Vaults can be opened or closed within a calendar month. This limit is tracked by your statement cycle.