Absolutely! You can join SoFi Plus by paying the $10 subscription fee every month using a credit or debit card and enjoy all the other rewards and discounts!
Please note:If you would like to receive the 4.50% APY on up to $20,000 in a Savings account with Plus¹, you will need to close out your Samsung Money by SoFi account and open a SoFi Checking and Savings account. You can learn more here.
¹For SoFi Plus members, SoFi Savings is a tiered-rate account. Earn 4.50% Annual Percentage Yield (APY) on up to $20,000 in one SoFi Savings account, and 3.10% APY on all other Savings balances with a paid SoFi Plus membership. Promotional APY boost offers cannot be combined on balances earning a 4.50% APY. Rates are current as of 5/28/26. APY is variable and subject to change at any time. There is no minimum balance requirement. Fees may reduce earnings. Terms apply at https://www.sofi.com/terms-of-use/#sofi-plus. See additional rates and information at: https://www.sofi.com/legal/banking-rate-sheet. SoFi Bank, N.A. Member FDIC.