You can fund your recurring investments using either your SoFi Active Invest account balance or a linked bank account. If you choose your SoFi Active Invest account balance, you'll need a linked bank account as a secondary source in case your balance isn't sufficient.
If you don’t use your SoFi Active Invest account, your linked bank account will fund all recurring investments.
Margin cannot be used for recurring investments. If your SoFi Active Invest account does not have a cash balance, your linked bank account will be used for the investment.
Example:
If you set up a recurring investment for $100 and choose to use your SoFi Active Invest account cash, but your account only has $50, $50 will be deducted from your SoFi Active Invest account and $50 from your linked bank account. If your SoFi Active Invest account has $0, the entire $100 will be deducted from your bank account.