Money sent with Zelle® is typically available to an enrolled recipient within minutes1. They will receive a notification via email or text message. We recommend confirming that the payment hasn't failed and you have fully enrolled your Zelle ® profile. Make sure that you entered the correct email address or U.S. mobile number provided by your intended recipient.
If the person you’re sending money to hasn’t enrolled yet, they will receive a notification with instructions at their financial institution (or in the Zelle® app if their bank or credit union does not offer Zelle®) Once they’ve enrolled with Zelle® at their financial institution, they’ll receive the money directly into the bank account they have associated with their enrollment. If the recipient doesn’t enroll within 10 days, the payment will expire, and the funds will be returned to your account.
1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.