What SoFi Credit Card benefits do I get with SoFi Plus?

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SoFi Plus members get 10% more cash back rewards when using their SoFi Credit Card. The 10% rewards boost does not apply to SoFi Smart Card. Terms apply.

Card Type Boost Benefits
Unlimited 2% Card
  • 5.5% cash back rewards on SoFi Travel (excluding airfare)
  • 3.3% on airfare booked through SoFi Travel
  • 2.2% cash back rewards on all other eligible purchases
Everyday Cash Rewards
  • 5.5% cash back rewards on SoFi Travel (excluding airfare)
  • 3.3% on airfare booked through SoFi Travel
  • 3.3% cash back rewards on dining
  • 2.2% cash back rewards on groceries
  • 1.1% cash back rewards on all other eligible purchases
Essential
  • 5.5% cash back rewards on SoFi Travel (excluding airfare)
  • 3.3% cash back rewards on airfare booked through SoFi Travel

 

For questions around rewards points redemption, read more at:

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