No, you can book travel with any credit or debit card as well as your SoFi rewards points! If you do choose to book with the SoFi Credit Card, you’ll earn unlimited 3% cash back rewards.
If you are a SoFi Plus member, you can also earn 3% cash back rewards on hotel bookings through SoFi Travel, using any credit or debit card.
Please note that these cash back rewards do not stack on top of other rewards associated with SoFi Credit Card or SoFi Plus. Learn more about SoFi Credit Card and SoFi Plus.