No, you can book travel with any credit or debit card as well as your SoFi rewards points! If you do choose to book with the SoFi Credit Card, you’ll earn unlimited 3% cash back rewards.
SoFi Plus subscription members can use any card and earn unlimited 5% cash back rewards on any booking (excluding air travel) through SoFi Travel.
Please note that these cash back rewards do not stack on top of other rewards associated with SoFi Credit Card or SoFi Plus. Learn more about SoFi Credit Card and SoFi Plus.