How long does it take for a new At Work beneficiary or account contribution update to take effect? March 07, 2023 14:38 Updated Follow It can take up to 10 business days for any changes to your At Work beneficiary or account contributions to take effect. Related articles How do I sign up for the 529 Payroll Contribution Program? How do I add a contribution or a new 529 Payroll Contribution beneficiary? When will I see the first contribution to my student loan? Do you require private mortgage insurance (PMI)? Can I add a beneficiary to my SoFi Checking and Savings account?