Can I have multiple Pay in 4 loans at one time? December 13, 2022 20:11 Updated Follow Not at this time, but it may be a feature that we add in the future. Related articles Will accepting a Pay in 4 offer impact my credit score? If I return my purchase, what happens to my Pay in 4 loan? Are there any fees on my Pay in 4 loan? Do all merchants accept the Pay in 4 virtual card? What is Pay in 4?